Pasefika Pulse Trust (the Trust) was established in 2002 to develop strategies to assist Pacific Island families to move from rent-based circumstances into quality, suitable and affordable home ownership.

In 2003, a joint research project between the Trust and Housing New Zealand was undertaken to investigate the housing information needs of Porirua based Pacific people. It was found that there was a significant lack of accessible information regarding resources and strategies to achieve home ownership.

These research findings led to a contract between the Trust and Housing New Zealand Corporation for the delivery of a home ownership education package for Pacific people, which ran from 2004 until 2006.  The home ownership education programme has attracted people from all walks of life including beneficiaries and employees (full-time and part-time).  In 2007, the programme was extended to include the areas of Wellington, Hutt Valley, Manawatu and Horowhenua. 

Our ongoing mission is to assist Pacific peoples in achieving sustainable home ownership, by providing quality information, mentoring and the necessary tools.  We also seek to aid the understanding of Pacific people with regard to the benefits that home ownership brings to long-term family security.

Family Budgeting / Financial Literacy

A lack of financial understanding in the mindset of Pacific people resulted in unrealistic expectations of home affordability in the context of their social spending. For example,  Pacific people are often unwilling to compromise on fulfilling family, cultural and church commitments due to budget constraints.  It is not unusual for a Pacific family to borrow small sums of money (unsecured borrowing) for these events at a high interest rate.  Servicing these debts invariably exclude them from consideration when seeking a mortgage from a bank.  A bank refusal for a mortgage is often a surprise for many of our clients as they had mistakenly assumed that the bank would loan them the equivalent money that they currently pay for their weekly rental.

Our service has proved invaluable to all people - and particularly Pacific Island people - who struggle with debt management and saving.  In August 2009, Pasefika Pulse became an affiliated member of the New Zealand Federation of Family Budgeting Services NZFFBS.  The accreditation ensures that our budget advise are according to the Federation standard practices & code of ethics.

Pasefika Pulse Trust Inc. is committed to assisting Pacific peoples in their desire to responsible and sustainable home ownership. We will work with government, financial, social, and community stakeholders to develop and deliver a programme, which will provide an accessible platform for Pacific families desiring home ownership.

If you are interested in attending these workshops please contact us on Ph (04) 238 2454 or email: ail: info@pasefikapulse.co.nz.

To find out Workshops click here: Go to Workshops Timetable

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